Disaster Insurance for Scientific Equipment

January 12, 2017

Questioner: Anonymous

Posed to: Shari Shuman, Vice President, Administration & Finance

Is it true that if for instance lightning were to fry a piece of scientific equipment, used either for research or teaching purposes, that the university does not possess insurance, maintenance agreements, or have a fund for repairing or replacing that item of equipment? Does not having such a backup plan mean that one’s research, and maybe even one’s career, could potentially be brought to a halt by such a loss?


Please see the response to the question regarding lightning hitting a piece of scientific equipment. Let me know if you need anything else.

UNF does have lightning coverage under contents of the property policy. Our coverage pays actual cash value for a loss which is (cost of repairs or replacement less depreciation). There is a $2,500 deductible per occurrence.

– Shari Shuman